At AuAg, we want to help private and public institutions from Main Street to Wall Street take their cash reserve management to the next level. Unlike FDIC bank accounts which are only insured up to $250K, AuAg bullion accounts are insured and reinsured to their full market and replacement value regardless of amount. And unlike money market or debt instruments, bullion carries no default or credit risks. Business and industrial buyers of bullion can take advantage of our low and fixed delivery rate for all of their physical gold and silver purchases.